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赣州银行-赣银惠贷惠农

  • 2026-02-13 16:03:40
赣州银行-赣银惠贷惠农

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赣州银行-赣银惠贷惠农

产品要素

只要是优良单位，不看负债、不看查询、不看网贷、不看信用卡使用率，都可通过线下核准

贷款额度：1万-100万元

贷款期限：授信10年，单笔用信不超过3年

贷款利率：月利率2.9%（优惠后利率）1万/天利息低至2.9元

还款方式：按月还息到期还本

准入要求

个人要求：

1. 22周岁至59周岁，且贷款期限与年龄相加不超过60周岁

2. 机构所在地公积金连续缴存12期以上且近半年月平均缴存总额大于等于600元的员工

3. 正常缴纳公积金，行政事业单位、国有企业正式在岗人员及我行优质代发工资客户

4. 符合我行准入要求的具有国家统一颁发的行业(专业)中级及以上职称、特色专业技术职称人员

征信要求

逾期要求：近5年逾期＜12个1

负债要求：信用贷款余额＋已用信用卡＜200万

注：单位符合，确实可不看查询和不看网贷，负债也放的很宽松

申请资料&流程

申请资料：身份证明、工积金缴费证明、职称证明、详版征信

办理流程：

1、征信确认＋申请人信息，线下报白名单

2、2个工作日扫码过审（一定是报完白名单后扫）

3、后台提交审批，开卡放款

查询大数据综合信用评分

声明：产品大纲信息来源于机构官网或其他互联网信息平台，最终以产品机构发布为准，如产品信息有误或其他异议，可在该页面下方留言。

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  1. CONNECT:[ UseTime:0.000930s ] mysql:host=127.0.0.1;port=3306;dbname=aa460;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.001346s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.000566s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000499s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.001087s ]
  6. SELECT * FROM `set` [ RunTime:0.000464s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.001119s ]
  8. SELECT * FROM `article` WHERE `id` = 466289 LIMIT 1 [ RunTime:0.000813s ]
  9. UPDATE `article` SET `lasttime` = 1771010305 WHERE `id` = 466289 [ RunTime:0.021879s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 65 LIMIT 1 [ RunTime:0.000565s ]
  11. SELECT * FROM `article` WHERE `id` < 466289 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.000955s ]
  12. SELECT * FROM `article` WHERE `id` > 466289 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.000856s ]
  13. SELECT * FROM `article` WHERE `id` < 466289 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.006765s ]
  14. SELECT * FROM `article` WHERE `id` < 466289 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.005419s ]
  15. SELECT * FROM `article` WHERE `id` < 466289 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.002243s ]
0.176779s